IRA Provider Insights

The State-Run IRA Opportunity Part 7: The Conclusion

Posted by Mark Fleckenstein on Aug 15, 2017 8:30:00 AM

Underneath the surface, the move to state-mandated retirement plans is just another chapter in the story of the American retirement system.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 6: Alternatives to State Plans

Posted by Mark Fleckenstein on Aug 9, 2017 11:36:27 AM

So what can your firm do to take advantge of this opportunity? Partner with a firm like Inspira to offer your own Payroll IRA program.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State Run IRA Opportunity Part 5: Employer Opinions on City and State IRAs

Posted by Mark Fleckenstein on Aug 3, 2017 10:41:34 AM

As it turns out, small businesses like the idea of being mandated into offering a retirement plan. They just wish it was being done differently.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 2: Notable State Plan Features

Posted by Mark Fleckenstein on Jul 18, 2017 7:30:00 AM

Part 2 of our eBook series "The State-Run IRA Opportunity" focuses on some of the notable features in the different state plan designs. We'll focus on certain features that cut across multiple states' plans.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 4: Impact on Employers

Posted by Mark Fleckenstein on Jul 18, 2017 7:30:00 AM

While many of us have spent time discussing state-run IRAs and how they impact the retirement industry, the real focus should be on the employers in those states

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 3: Impact of Legislation on the Retirement Industry

Posted by Mark Fleckenstein on Jul 12, 2017 7:30:00 AM

State-run retirement plans should be a wake-up call for the retirement industry, with more than 80 million uncovered employees ready to start saving.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 1: Overview

Posted by Mark Fleckenstein on Jun 28, 2017 7:30:00 AM

40 states have already explored a state-run IRA program, with 11 of them actually passing some form of legislation. Is your firm ready for this new frontier?

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

Will the President Trump Dodd-Frank?

Posted by Dana Sheehan on Dec 21, 2016 10:57:10 AM

In an effort to grow the economy through pro-business policies, President-elect Donald Trump has promised to pare down big government in favor of fewer regulations. There are many question marks as we roll into 2017, many of which won’t be answered for months to come.

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Topics: Automatic IRA Rollovers, Dodd-Frank, Inspira, Payroll IRAs, Outsourced IRA Recordkeeping

Will the President Trump State-Run IRAs?

Posted by Dana Sheehan on Dec 15, 2016 11:04:39 AM

Last week President-elect Donald Trump announced his pick for Secretary of Labor, fast-food executive Andrew Puzder. During the campaign, both Trump and Hillary Clinton stated they would support state-run IRA programs once in office. Does the appointment of Puzder change this?

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Topics: State Run IRAs, Payroll IRAs

Will the President Trump the Fiduciary Rule?

Posted by Dana Sheehan on Dec 7, 2016 9:21:30 AM

As we roll into December, the election is nearly a month behind us and the country is waiting to see what President-elect Donald J. Trump’s administration will do over the next four years. Trump and his transition team are in the process of selecting Cabinet members, of which only a few have been announced (this New York Times article) has a list that is regularly updated). As of this blog post, one of those positions that hasn’t been announced yet is Secretary of Labor. So there are quite a few unknowns. Will the President Trump the Fiduciary Rule?

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Topics: fiduciary ruling, fiduciary rule, Payroll IRAs, Outsourced IRA Recordkeeping