With the Fiscal Cliff, particularly as it relates to increases in tax rates, should many Americans take money out of tax-deferred investments by the end of 2012? That is the question many people, particularly those in the upper tax brackets, need to ask themselves and their financial planners.
During my nearly 30 years of retirement and financial services experience, I have come to the conclusion that there are 4 types of investors: Do-it-Yourselfers, Validators, Advice Seekers and Do-Nothings.
GuidedChoice™, an industry leader in investment advice, managed account services, and strategic solutions for retirement plans and individuals, is launching a new individual retirement account (IRA) savings option that will utilize the Inspira® IRA platform.
The new program will give current retirement plan participants, who access advice through the GuidedChoice platform, the ability to easily rollover assets into a GuidedChoice IRA. Additionally, individuals not currently using GuidedChoice will be able to open a GuidedChoice IRA and receive the same quality advice and affordable managed investments as plan participants.