IRA Provider Insights

Advisors: Use IRS Form 8955-SSA to your Advantage

Posted by InspiraFS on Feb 7, 2013 11:48:30 AM

While most Plans Sponsors, Third Party Administrators and Record Keepers know about an 8955-SSA, many Advisors aren't aware of one of the most valuable forms/reports/tools to remove terminated retirement plan participants. Simply asking a plan sponsor what they are doing with those names is a great step towards cleaning up a plan to reduce administrative burden and mitigate fiduciary liability.

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Topics: Automatic IRA Rollovers, Financial Services, 401(k), Retirement

Inspira Updates Fund Options in its Auto Rollover House Brand

Posted by InspiraFS on Dec 19, 2012 10:36:00 AM

IRA service provider Inspira announced changes to the mutual fund options in its Total IRA program, utilized primarily for automatic IRA rollovers and plan termination rollovers.

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Topics: Automatic IRA Rollovers, Financial Services, Investment Research, 401(k), Investment Advice, Retirement, IRA Assets

The Fiscal Cliff and Withdrawals from Retirement Plans

Posted by InspiraFS on Dec 12, 2012 9:52:18 AM

With the Fiscal Cliff, particularly as it relates to increases in tax rates, should many Americans take money out of tax-deferred investments by the end of 2012? That is the question many people, particularly those in the upper tax brackets, need to ask themselves and their financial planners.

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Topics: Automatic IRA Rollovers, Financial Services, Investment Research, 401(k), Investment Advice, Fiscal Cliff, Retirement, IRA Assets

Inspira honored as one of PA's top Places to Work

Posted by InspiraFS on Dec 5, 2012 9:49:56 AM

Inspira, as part of its parent company ABG Capital, has been recognized as one of the best places to work in Pennsylvania. The company achieved the 14th spot on the list of 71 small and medium employers in the state, according to the 13th annual Best Places to Work in PA awards program.

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Topics: Automatic IRA Rollovers, Financial Services, Best Places to Work, Retirement, IRA Assets

Legislators Threaten Existing Retirement System

Posted by InspiraFS on Nov 29, 2012 3:25:38 PM

With an almost insurmountable budget deficit and the threat of increasing almost everyone’s taxes if the “Fiscal Cliff” is not addressed, Congress is looking at all avenues to “grab” revenue. At $18.5 trillion in assets, the retirement plan marketplace looks like a tempting place to start.

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Topics: Automatic IRA Rollovers, Financial Services, Investment Research, 401(k), Retirement

Inspira's Parent Company Receives an award

Posted by InspiraFS on Nov 28, 2012 9:33:45 AM

For the 6th time in the past 8 years, Inspira, as part of its parent company ABG Capital, has been recognized by the Pittsburgh Business Times as one of the Best Places to Work in Western Pennsylvania.

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Topics: Automatic IRA Rollovers, Financial Services

Ascensus, ExpertPlan enter Definitive Merger Agreement

Posted by InspiraFS on Nov 21, 2012 10:12:05 AM

So, Ascensus is acquiring ExpertPlan. In a joint announcement Tuesday evening, the two companies decided to make the day before Thanksgiving an absolute nightmare for ExpertPlan's relationship managers.

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Topics: Automatic IRA Rollovers, Financial Services, Retirement

IRAs Remain Largest Pot of Retirement Assets

Posted by InspiraFS on Nov 20, 2012 11:40:36 AM

IRA assets encompassed 28% of all retirement assets at of the end of the second quarter, according to a November 2012 Investment Company Institute (ICI) research report. The report also noted that assets in IRAs at the end of June 2012 totaled more than $5.1 trillion, a slight drop from $5.2 trillion at the end of the first quarter of 2012, but remain the largest single pot of retirement funds. The entire retirement marketplace was valued at $18.5 trillion.

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Topics: Automatic IRA Rollovers, Financial Services, Investment Research, Retirement, IRA Assets

Online Investment Advice Lacking for IRAs

Posted by InspiraFS on Nov 13, 2012 5:18:30 AM

During my nearly 30 years of retirement and financial services experience, I have come to the conclusion that there are 4 types of investors: Do-it-Yourselfers, Validators, Advice Seekers and Do-Nothings.

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Topics: Automatic IRA Rollovers, Financial Services, Investment Advice

President Obama, IRAs and the Election

Posted by InspiraFS on Nov 7, 2012 9:30:38 AM

The election is over. President Obama has a second term, and Americans can start answering their phones again. But what does this mean for the retirement and financial services industry, and in particular the Individual Retirement Account (IRA) marketplace?

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Topics: Automatic IRA Rollovers, Financial Services

Welcome to Inspira's Blog

- Automatic IRA Rollovers
- Payroll IRA Programs
- IRA Outsourcing

This blog is our attempt to provide useful information on IRA-specific news, as well as interesting commentary on issues facing the retirement industry in general. We hope you find it helpful and informative. Have a topic suggestion? Comment below!

Inspira specializes in:

  • Automatic IRA Rollovers
  • SIMPLE, SEP & Payroll IRAs
  • IRA Outsourcing Solutions

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