IRA Provider Insights

The State-Run IRA Opportunity Part 7: The Conclusion

Posted by Mark Fleckenstein on Aug 15, 2017 8:30:00 AM

Underneath the surface, the move to state-mandated retirement plans is just another chapter in the story of the American retirement system.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 6: Alternatives to State Plans

Posted by Mark Fleckenstein on Aug 9, 2017 11:36:27 AM

So what can your firm do to take advantge of this opportunity? Partner with a firm like Inspira to offer your own Payroll IRA program.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State Run IRA Opportunity Part 5: Employer Opinions on City and State IRAs

Posted by Mark Fleckenstein on Aug 3, 2017 10:41:34 AM

As it turns out, small businesses like the idea of being mandated into offering a retirement plan. They just wish it was being done differently.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 2: Notable State Plan Features

Posted by Mark Fleckenstein on Jul 18, 2017 7:30:00 AM

Part 2 of our eBook series "The State-Run IRA Opportunity" focuses on some of the notable features in the different state plan designs. We'll focus on certain features that cut across multiple states' plans.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 4: Impact on Employers

Posted by Mark Fleckenstein on Jul 18, 2017 7:30:00 AM

While many of us have spent time discussing state-run IRAs and how they impact the retirement industry, the real focus should be on the employers in those states

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 3: Impact of Legislation on the Retirement Industry

Posted by Mark Fleckenstein on Jul 12, 2017 7:30:00 AM

State-run retirement plans should be a wake-up call for the retirement industry, with more than 80 million uncovered employees ready to start saving.

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

The State-Run IRA Opportunity Part 1: Overview

Posted by Mark Fleckenstein on Jun 28, 2017 7:30:00 AM

40 states have already explored a state-run IRA program, with 11 of them actually passing some form of legislation. Is your firm ready for this new frontier?

 

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Topics: Payroll IRA Programs for Payroll Companies, State Run IRAs, state-run retirement, Payroll IRAs

How do SMBs Feel About the Government Running Auto-IRA Plans?

Posted by Dana Sheehan on Feb 28, 2017 9:18:22 AM

Over the past few weeks, I have looked at and broken down a recent report by the Pew Charitable Trusts called Small Business Views on Retirement Savings Plans. Pew surveyed more than 1,600 small- and medium-sized businesses (either owners or managers) to learn more about their challenges and reasons for providing retirement savings plans for their employees. To get a full picture, they surveyed employers who both did and did not provide plans.

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Topics: auto-ira

How Do SMBs Feel About Auto-IRAs and What Features Do They Like?

Posted by Dana Sheehan on Feb 16, 2017 10:07:12 AM

Small-and medium-sized businesses make up 99.7% of American businesses, with nearly 29 million businesses employing 56 million people. But only 40% of full-time employed Americans have the opportunity to participate in an employee-sponsored retirement savings program.

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Topics: Auto-IRAs

Why Don't SMBs Offer Retirement Plans & What Would Change Their Minds?

Posted by Dana Sheehan on Feb 6, 2017 9:08:27 AM

When I was a recent college graduate who had gotten her first “real job” in 1999, I received some solid “real world” advice: start saving for retirement now. I saw the projected numbers, and at 22 years old I was ready to start putting money aside, but the small business I worked for didn’t offer a retirement plan. That first year my salary was less than $20,000, I was newly engaged and my money was directed towards a wedding and an apartment. Even with the best of intentions, taking a portion of my paycheck and setting it aside simply didn’t happen.

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Topics: Retirement Plans

Welcome to Inspira's Blog

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This blog is our attempt to provide useful information on IRA-specific news, as well as interesting commentary on issues facing the retirement industry in general. We hope you find it helpful and informative. Have a topic suggestion? Comment below!

Inspira specializes in:

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